Port Moody Living
"City of the Arts" - Located at the head of Burrard Inlet, this vibrant city is rich in history and modern development. Steps from seaside parks, mountain trails and lakes, Port Moody is a nature lovers paradise.
Thinking of Buying a Port Moody Condo?
Phone (604) 931-8152 or email email@example.com if you would like to discuss purchasing a condo in Port Moody with an area expert.
We, the Axfords, are a team of family Realtors® that specialize in Port Moody Condos. We are knowledgeable about the different complexes and recent sales. By working with us to search for a home we can help you by:
If you would like to have new listings emailed to you before they are available to the public, please click Search Tri-City Listings.
Your First Step
Your first step in the home-buying process is to define the reasons why you want to purchase a new home. To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house?
Determine the style of home you prefer and the Port Moody area in which you'd like to live. Be specific.
Develop a needs vs. wants list. Everyone has a picture of their ideal home. This home would include all the features you not only need, but have long desired. However, when it comes time to buying a home, these desired features constitute additional costs. While it's nice to think about having a beautiful view, or stainless steel appliances, these are usually considered luxury items, which can add considerably to the price of your property.
Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit. You'll have a good idea of what you want, the features within your price range, and whether or not you can afford those additional items.
Your Next Step: Loan Pre-Approval
Once you've narrowed down your list, you're ready to take the next step in the purchasing process: getting pre-approved with a mortgage company. While getting pre-approved may sound daunting, it actually just involves getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a Port Moody condo to purchase.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a home you like. Depending upon market conditions, a seller may lean towards an unconditional offer, so you'll have less negotiating power if you have to wait for mortgage approval. Banks and financial institutions have developed many programs catered specifically to home buyers. Once you review your needs and objectives with a lending officer, you'll be one step closer to purchasing your home.
Contact me and I'll be happy to refer you to a Port Moody mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Let Us Find the Perfect Port Moody Condo for You
It is a very time consuming process to view every home available that meets your needs. We can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches.
Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.
Start your search now - and view my current listings!
We Will Help You Every Step Of The Way
As top Port Moody Realtors® with years of experience and a proven track record, it is our job to guide you through this complicated process, from beginning to end. Contact us today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to closing the deal - and every small or large step in between - We will be there to ensure your journey to life behind a new door is a smooth one!